Equity Release is a way for homeowners over the age of 55 to unlock tax-free cash from their home. This can be taken as a lump sum or drawdown as regular income without the need to sell your home.
Liz and Debbie are fully FCA qualified in this area of expertise and are members of the Equity Release Council which is the Industry body for Equity Release, so you can feel confident that they will choose the right product for you
![](https://www.piamortgagesolutions.net/wp-content/uploads/2020/03/rsz_retirement_interest_only.jpg)
A Retirement Interest Only Mortgage could be right for you if you want to keep your payments lower than a standard mortgage and you’re happy knowing that the loan will be repaid by the sale of your home when the last borrower moves into long-term care or passes away.
Unlike regular interest only mortgages, this type of mortgage doesn’t have a fixed end date to repay the balance and because you only pay the interest your payments can be lower freeing up money to do more of the things you love during retirement.
![](https://www.piamortgagesolutions.net/wp-content/uploads/2020/03/rsz_equity_release.jpg)
Equity Release is a way for homeowners over the age of 55 to unlock tax-free cash from their home. This can be taken as a lump sum or drawdown as regular income without the need to sell your home.
Liz and Debbie are fully FCA qualified in this area of expertise and are members of the Equity Release Council which is the Industry body for Equity Release - so you can feel confident that they will choose the right product for you
What Our Clients Say
Chris Pyatt
A friend of mine recommended PIA mortgage solutions to me. I had an amazing lady called Tracey Garvey dealing with my purchase. She was on point with everything and so so helpful – I couldn’t have asked for anyone better to have helped me through my journey. Thank you again!
Jonathan Hood
We would highly recommend PIA and, in particular, Debbie Blower. Being expats, our circumstances can be challenging at times. However, with Debbie’s extensive knowledge of the market, we were able to secure a mortgage.
Ken Byatt
It has been a pleasure to deal with Gemma in what has been a very difficult time. Despite a nationwide lockdown, she have done everything that I have asked. She have done it with a truly professional and friendly approach. If it had not been for her support, I think there would have been problems along the way in dealing with the mortgage department of a large building society. As it is, I have always had her in the background to either answer my queries or make enquiries on my behalf. Thank you for making my journey through the mortgage application process as smooth as she could.
Jo Marks & Liz Vickery
Can’t recommended Tracey enough, went above and beyond to help us out with our mortgage and insurances and was constantly checking in to see if we needed anything. Professional, Efficient and readily available. She talked us through every step of the process and listened to our individual circumstance. Thank you so much! We couldn’t of done it without you!
Dr. J. L. Hill and Mrs. I. S. Hill
My wife and I have been clients of PIA for a decade and the impact on our life of their expertise, services and advice cannot be understated. I regularly recommend Liz Monk, who has been personally outstanding in our case, in addition to the whole PIA team, to friends, family and colleagues. PIA successfully secured an extremely competitive mortgage for us many years ago, shortly after we had set up our first business, at a time when many lenders were simply not interested. Liz was extremely considerate and pragmatic and provided a great wealth of expertise in navigating the application process with specific expertise in the unique needs of the self-employed. Since then as our businesses have developed Liz and PIA have become trusted partners and have provided seamless re-mortgages, insurance and family protection services. More recently they have successfully secured mortgage services for a complex refurbishment project we have undertaken, again under challenging circumstances. Whatever your requirements and personal or business circumstances, PIA have the expertise, reputation and track-record to provide the financial support you’ll need. Both my wife and I wholeheartedly recommend both Liz Monk and PIA not only as one-off brokers, but as a long term financial services and wealth management partners.
Mohammed & Recky Khan
We can’t thank PIA Enough for the service received in arranging the perfect mortgage for us. Liz and Tracey did all the research to provide us with the best rates on the market with minimal arrangements and survey fees which can make cash flow difficult, The personal service takes their professionalism a long way. They made my transaction effortless with regular contact with the selling agent and keeping my lawyers updated regularly. We are now talking to Liz & Tracey in building our rental portfolio. Thanks to All at PIA !